Data as Payment
A consumer-facing payment category where a defined portion of purchase value can be satisfied with permissioned preference data.
DAP Technical White Paper
A New Method of Payment: Data
DAP proposes an AI-native Data as Payment infrastructure where consumers can exchange permissioned consumer preference data and zero-party data for economic value. The architecture spans DAP to Pay, DAP Wallet, DAP Express, DAP Link, DAP Play, DAP Entertainment, DAP Network, DAP Intelligence, and agentic commerce.
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A transaction-coupled protocol for permissioned value exchange.
The paper defines the category, protocol, data primitive, AI elicitation layer, signal schema, product system, governance model, and path toward agentic commerce.
Structured intelligence
DAP turns direct customer answers into governed, high-context signals that merchants and AI systems can use.
One interoperable system
DAP to Pay, Wallet, Express, Link, Play, Entertainment, Network, Intelligence, and agentic commerce share one substrate.
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